FAQs About Dental Insurance
Home / Faqs About Dental Insurance
You’ll pay your deductible at your first restorative service. There’s usually no deductible for a routine cleaning.
We contract with most major companies. You can check out a comprehensive list of the companies we work with here. If we’re not contracted with your company, you’re responsible for the difference between what the insurance company reimburses and our office fees. Don’t worry, the difference is usually pretty small.
Most companies renew in January, but some of them renew throughout the year. Check with your insurance company for details.
Here’s what most insurance companies cover:
100% regular routine cleanings, exams, X-rays, etc.
80% of basic services (extractions, root canals, fillings, etc.)
50% of major services (crowns, bridges, crown build-ups, dentures)
You should always check with your insurance company to verify your benefits.
No problem, we accept CareCredit so that you can get the care you need today.
Unfortunately, in most circumstances, your insurance company won’t pay anything over your maximum until the year renews. However, we always recommend calling them to be sure.
This depends on the insurance plan that you have. Some plans will deduct regular cleanings from your yearly maximum, other plans do not deduct from your year maximum. We recommend giving us a call so that we can check for you. Oftentimes, regular cleanings are 100% covered by your insurance.
When you’re told you’re getting a “composite downgrade,” it means your insurance will only cover the cost of an amalgam filling (silver filling). You’re responsible to pay the difference for a composite filling (white filling) if you prefer it.